Salim Ghauri

founder of NetSol

Compiled from 2 recorded interviews. Every statement below is drawn from the passage cited beside it.

Salim Ghauri is the founder of NetSol. He says NetSol's software is financial software, not automobile software. Ghauri says NetSol's start came from a first contract, in 1997, to bring four people to Thailand for six months as consultants.

Early life and background

Ghauri says he was born in Bahawalpur, and that his family moved to Lahore early in his life. His father moved the family to Lahore with nothing in his pocket. Ghauri is one of seven brothers. [1]

Education

Ghauri went to a school and then to a college before going abroad. After college he went to Romania for his higher education. His father worked with the Romanian government on exports, and the government asked for one of his sons to be sent to Romania. He studied petroleum engineering, which he says was not in computer science. [1]

He says he started ignoring his engineering degree and was an average student. Ghauri has also said he was an ordinary student. He says a computer changed his life completely. He went to libraries in Romania to learn what a computer is, and then went to London to look for computer courses. He says his career was built on self-learning, not on any university or school. [1][2]

Career in Saudi Arabia

Ghauri went to Saudi Arabia in 1978 looking for a job in a computer department. His first job in Saudi Arabia was as a transport manager at a different company. He was offered the lowest job in a computer department and accepted it. The job offered 3,000 riyals, half of the roughly 6,000 riyals he was then earning. It was a night shift in Dammam, not in Riyadh. [1]

He bought an Apple 2E for 5,000 riyals, with money collected from friends in Dammam. He began programming in COBOL and BASIC. His first client was a Lebanese person who wanted payroll software for their PC. He received a cheque for 10,000 riyals for his first software sale. He opened a trading centre to teach programming. [1]

Ghauri was promoted to a supervisor role. He was told he was running a business outside Citi Bank, and he confirmed that he was. He says he left his Citi Bank job on an impulse, without even thinking. He says a Saudi man took over once the business was working well and pushed him out, and he lost everything. [1]

Career in Australia

Ghauri returned to Pakistan in 1986 with nothing after losing his job and business. After a difficult year in Karachi, he went to Australia. He says Australia was looking for computer professionals at that time, with great demand, and that he went to Sydney. He says he believes he was able to get permanent residency in Australia. [1]

In Australia he worked as a consultant on daily or short contracts, which he enjoyed. He was hired by a company called BHP on a three-month contract to set up a network. BHP kept renewing his contract, and he stayed for eight years. Ghauri has said he changed companies when he was young because he thought he should go to a better place. [1][2]

He says a stable life did not suit him. He left BHP because he felt he was earning money without doing anything meaningful. He has said he was making money and living a good life, but that nothing was happening around him. In 1993 at BHP he saw software from India being implemented, and asked why no Pakistani company offered it. [1][2]

He says he wanted to come back and have something in Pakistan of a standard that Australia would hire. He says he set out to start something that would become a global enterprise. Ghauri has said he lived in Australia for about 10 years before moving to Pakistan. He has said he was blessed to come to Pakistan and build something there, and that Pakistan has given him so much. [1][2]

NetSol

Ghauri decided to pick up his family and come to Lahore. He opened an office in DHA, Lahore. He rented the smallest office he could find and hired three people. For a month after opening the office, he got no client calls. [1]

A request came for him to find people skilled in AS400, because people brought from the UK were not working out. He calls the request his first break. He signed a 40,000 pound contract on a napkin, with no paper. The contract was to bring four people to Thailand for six months as consultants. He says NetSol's start came from that first contract, in 1997. [1]

Ghauri approached a CIO based in Singapore for work. He was then offered something in Taiwan. He says the Taiwan software work was NetSol's actual break. The Taiwan work was for Mercedes-Benz Taiwan, which followed on from Mercedes-Benz Thailand. He says the Thailand customer still uses his software 26 years later. [1]

He says money was the last thing he asked about in deals with customers. He estimated the work at about $300,000, based on the number of days and people. He accepted $90,000 for the work and asked to keep the rights to the development. He says that deal was the start of NetSol's own software product. He says that five years later he had the complete life cycle of the transaction for that business. [1]

Software and customers

Ghauri says NetSol is now the largest owner of a software in the world. He says NetSol is one of only four providers that compete with each other in this software. He says NetSol sells its software for $10 million per license. He says Mercedes-Benz paid NetSol $150 million for a license covering 12 countries. He says he has received over a billion dollars from Mercedes-Benz alone over the last 26 years. [1]

He says NetSol's software is financial software, not automobile software. He says his customers include motor vehicle finance companies such as Toyota, Hyundai, Ford, Fiat and Nissan. He says banks are among NetSol's customers. He says NetSol has customers in India, Korea, Japan, Malaysia, Singapore, Indonesia, New Zealand and Australia. He has said that the competition is with him, not with his customer. [1][2]

Teams and operations

Ghauri says NetSol's technical team is based entirely in Pakistan. He says the Pakistan team manages, develops and changes the software in-house. He says NetSol develops software in Karachi, Lahore and Islamabad, and has taken an office in Faisalabad. He says NetSol employs people of 20 nationalities. He describes NetSol as at an early stage and a startup at the moment. [1]

He says NetSol has hired 50 Chinese developers to build software in China for the Chinese market. He expects the China team to grow to about 500 people in two or three years. He says he charges global rates, not Pakistani or Indian rates. [1]

Ghauri says that when he started he had no people, so he hired and trained them himself. He says that when he hires 50 people, 20 leave and 30 stay with him. He has said they lose good people. He says the message to give should be that we have the people. [1][2]

Public listing

Ghauri says NetSol was trading on NASDAQ. He says NetSol has been listed for more than 20 years. He says a US company owns 67% of the Pakistan company, following a reverse merger done at that time. The Pakistan company listed in Karachi and floated 35% of its shares. [1]

He says the reason to list was to be seen as a big company that could deal with big customers. He says that as a public company, sometimes you have to act because quarter after quarter keeps arriving. [1]

Setbacks

Ghauri has said that when the market crashed, they were desperate for work. He has said he took a team of three people to Australia after borrowing money. He has said the team stayed a week in a hotel and gave the full presentation. He has said that within five days they received an email saying they were not selected. He has said he has seen a share of his firm's rejections. [2]

Views on technology and artificial intelligence

Ghauri says Pakistan's IT schools are schools of the 1980s. He says Pakistan had no IT school in the 1970s, while India had IT schools from the 1950s. He says Pakistan's IT industry is no longer going to be only a support function. He says the IT industry is free of the economic issues that affect other industries. He has said more money will be poured into technology, because people want to move to the tools. [1][2]

Ghauri has said he does not believe in AGI. He has said he is scared of AI. He has said we are handing over all our stuff to AI and will regret it in ten years. He has said that in ten years there will be very few jobs left and machines will be doing the work. [2]

Views on education and mentoring

Ghauri has said talented people can come from any school. He has said most of the education passed to the young generation is not going to be relevant. He has said he would look for an environment in which his mind works. He has said he asks mentees whether they want to be a job taker or a job creator. He has said he believes mentoring people is a responsibility. [2]

Views on money, work and legacy

Ghauri says it is easy to make money but very difficult to build institutions. He has said making money is important and people should not feel guilty about it. He has said people should always question how they use the money they make. He has said the loss falls on the family, which is why he tells people not to carry overly ambitious ambitions. He has said people should cut down their wishes so they do not become unhappy. [1][2]

Ghauri has said past difficulties were the reason he is where he is today. He has said that while building something, people forget themselves. He has said believing that getting one thing will complete your life is not true. [2]

Ghauri has said the real question is whether a person's own life was good, not whether they are remembered. He has said it is important that people remember you with a smile. He has said his legacy is the work and mistakes he can pass on so that others do better. He has said he hopes people do better than he did, because Pakistan needs it. [2]

Ghauri has said he has worked for about 45 years. He has said he has done his part for Pakistan. He has said that when he meets certain people his eyes light up, because he sees the future of Pakistan. He has said women should be on a par with men and work side by side with them. [2]

Personal life

Ghauri says he made decisions on impulse and gut feeling throughout his life. He describes himself as the least of planners, and says his past decisions were impulsive. He says he will never hide and will not lie. He has said he does not give up easily and takes what he starts through to the end. He has said he accepts his failures and does not blame others for his mistakes. [1][2]

Ghauri has said he does not get offended and sometimes likes it, because a discussion starts. He has said it is ignorance on their part not to understand what exactly he is trying to do. He has said he keeps doing what he does even though not everyone likes it. He has said he does not stop his freedom because of what people think. [2]

Ghauri has said he finds happiness in small things. He has said he does not believe he is capable of where he is. He has said he calls what he has been given, not achieved, because he never believed he was capable of achieving it. He has said he asks how he can make sure others benefit from what he has been given. He has said that what he did not get was better for him. [2]

People call Ghauri SG, he has said. He has described himself as very chill and not serious. He has said he likes ghazal music, and he has said he likes jazz. He has said people get together around him wherever he goes, and they sit just like family. [2]

Ghauri has said he goes to a farm and plants something there. He has said he goes to the gym in the morning to release negative energy. He has said he walks up to his third-floor office instead of taking the lift. He has said the purpose of the gym is to be healthy and have energy. He has said he counts being able to go to the gym, walk and lift weights as a blessing. [2]

Ghauri has said the earlier one starts the gym the better, but one should not overdo it. He has said he decided to look different and dress better so people would be pleased to see him. He has said he joined social media in 2009. [2]

Timeline

1978
Goes to Saudi Arabia looking for a job in a computer department.[1]
1986
Returns to Pakistan after losing his job and business.[1]
1993
At BHP, sees software from India being implemented and asks why no Pakistani company offers it.[1]
1997
NetSol's start comes from a first contract to bring four people to Thailand as consultants.[1]
2009
Joins social media.[2]

Appearances

DateTitleWhere
2022-12-26 How Salim Ghauri turned a $90,000 deal into $150 million Thought Behind Things
2025-03-19 EP6 Marriage, Life, and Reality of Tech Industry | Majlis With Usman Asif Ft. Salim Ghauri Usman Asif

Frequently asked questions

Who is Salim Ghauri?

Salim Ghauri is the founder of NetSol. He went to Saudi Arabia in 1978 looking for a job in a computer department. He says NetSol's start came from a first contract in 1997.[1]

What does Salim Ghauri do?

Salim Ghauri is the founder of NetSol. He says NetSol's software is financial software, not automobile software. He says its customers include motor vehicle finance companies such as Toyota, Hyundai, Ford, Fiat and Nissan, and that banks are among them.[1]

Where did Salim Ghauri study?

Salim Ghauri went to Romania for his higher education. He studied petroleum engineering, which he says was not in computer science. He also went to libraries in Romania to learn what a computer is, and then went to London to look for computer courses.[1]

Where is Salim Ghauri from?

Salim Ghauri says he was born in Bahawalpur, and that his family moved to Lahore early in his life. He is one of seven brothers.[1]

What company did Salim Ghauri found?

Salim Ghauri founded NetSol. He says its start came from a first contract in 1997, to bring four people to Thailand for six months as consultants. He says the Taiwan software work, for Mercedes-Benz Taiwan, was NetSol's actual break.[1]

What is Salim Ghauri known for?

Salim Ghauri is known as the founder of NetSol. He says NetSol is now the largest owner of a software in the world. He also says it is one of only four providers that compete with each other in this software.[1]

Where did Salim Ghauri work before NetSol?

Salim Ghauri went to Saudi Arabia in 1978, and his first job there was as a transport manager at a different company. In Australia he was hired by a company called BHP on a three-month contract to set up a network. BHP kept renewing his contract, and he stayed for eight years.[1]

When did NetSol start?

Salim Ghauri says NetSol's start came from its first contract, in 1997. The contract was to bring four people to Thailand for six months as consultants. He signed a 40,000 pound contract on a napkin, with no paper.[1]

References

  1. How Salim Ghauri turned a $90,000 deal into $150 million . Thought Behind Things , 2022-12-26.
  2. EP6 Marriage, Life, and Reality of Tech Industry | Majlis With Usman Asif Ft. Salim Ghauri . Usman Asif , 2025-03-19.
Show the source passages (155 statements)
  1. He says he was born in Bahawalpur, and his family moved to Lahore early in his life. Lahore mein paida hua, born in Bahawalpur. Right. Lekin early move ho gaye Lahore.
  2. His father moved the family to Lahore with nothing in his pocket. Courage to move your family, a family of six boys, a mother, a sister, wife with nothing in his pocket to Lahore.
  3. He is one of seven brothers. we are seven brothers.
  4. He went to a school and then to a college before going abroad. Phir main Garrison Boys mein aa gaya, phir FC College mein aa gaya.
  5. After college he went to Romania for his higher education. FC College se phir I went to Romania for my higher education.
  6. His father worked with the Romanian government on exports, and the government asked for one of his sons to be sent to Romania. because my father at that time was working with Romanian government on the export side, so he was one of the very prominent people in their book in Pakistan. So they kept telling him ke apne kisi bache ko hamare paas bhej do.
  7. He studied petroleum engineering, which he says was not in computer science. It was not in computer science. Acha. Nothing to do with computer. In fact, it was in petroleum engineering
  8. He says he started ignoring his engineering degree and was an average student. And I started ignoring my engineering degree and I was a very average student by then
  9. He says a computer changed his life completely. That was a computer. That changed my life completely.
  10. He went to libraries in Romania to learn what a computer is, and then went to London to look for computer courses. So I went to the libraries in Romania, started looking for what is a computer, and learning and learning and learning and then when I came out, I went to London to look for computer courses.
  11. He says his career was built on self-learning, not on any university or school. So my career is built on my learning, not from any university or any school at all.
  12. He went to Saudi Arabia in 1978 looking for a job in a computer department. Came to Saudi Arabia, 78, sorry, 78. I came to Saudi Arabia and looking for a job in computer department
  13. His first job in Saudi Arabia was as a transport manager at a different company. But I got a job in a different company as a transport manager. My very first job.
  14. He was offered the lowest job in a computer department and accepted it. The lowest job in the computer department. I said, okay, good.
  15. The job offered 3,000 riyals, half of the roughly 6,000 riyals he was then earning. He said, but salary is half the salary you're getting. You're getting the, I think 6,000 riyal, we have only 3,000 riyal.
  16. The job was a night shift in Dammam, not in Riyadh, and he accepted it. it's a night shift. I said, I'll take it. And woh kehta hai ke, it's not in Riyadh, you have to go to Dammam. I said, I'll go to Dammam.
  17. He bought an Apple 2E for 5,000 riyals, with money collected from friends in Dammam. I collected the money from my friends in Dammam and I bought a Apple 2E. It cost to me at that time 5,000 riyals.
  18. He began programming in COBOL and BASIC. And I started using different languages, COBOL thi, basic language thi, I started programming on that
  19. His first client was a Lebanese person who wanted payroll software for their PC. I got my first request from a Lebanese person. They wanted a payroll developed uh uh for their PC at that time.
  20. He received a cheque for 10,000 riyals for his first software sale. when I opened the check, it was for 10,000 riyal. My my very first software sale.
  21. He opened a trading centre to teach programming. To humne kaha acha chalo hum trading center kholte hain. Right. To humne ek trading center khol liya. Pehla trading center programming sikhane ke liye.
  22. He was promoted to a supervisor role. So I was promoted to a supervisor role and now I'm a supervisor
  23. He was told he was running a business outside Citi Bank, and he confirmed that he was. I have been told you're running a business outside uh City Bank. I said, yes, I am.
  24. He says he left his Citi Bank job on an impulse, without even thinking. I left my City Bank job on an impulse without even thinking.
  25. He says a Saudi man took over once the business was working well and pushed him out, and he lost everything. the Saudi took over because when he realized it's working well, he took over and kicked me out. So I lost everything.
  26. He returned to Pakistan in 1986 with nothing after losing his job and business. I came back to Pakistan in 1986 with zero. I was lost my City Bank job, lost my business.
  27. After a difficult year in Karachi, he went to Australia. I go went through a very difficult one year in Karachi and then then I went to Australia.
  28. He says Australia was looking for computer professionals at that time, with great demand, and that he went to Sydney. Australia was looking for computer professionals that time, great demand. Timing was right. I went to Sydney and immediately I was busy.
  29. He says he believes he was able to get permanent residency in Australia. Yeah, I think I was able to get PR. Okay. Resident visa.
  30. In Australia he worked as a consultant on daily or short contracts, which he enjoyed. I was freelancing in a term that I was consultant. I was, you know, on a daily basis or three months contract. I was contractual work. I love to do that.
  31. He was hired by a company called BHP on a three-month contract to set up a network. I was hired by a company called BHP. Right. They hired me for three month contract to put up a network for 40 pieces.
  32. BHP kept renewing his contract, and he stayed for eight years. You know, I stayed for eight years. In that same company. On a contract. They kept renewing.
  33. He says a stable life did not suit him. First of all, to a stable life doesn't suit me.
  34. He left BHP because he felt he was earning money without doing anything meaningful. One was that I felt that I'm not doing anything. I'm just making money.
  35. In 1993 at BHP he saw software from India being implemented, and asked why no Pakistani company offered it. And we got this software from India. And we are implementing this software in the BHP. And my mind just went, no way. How come there's no Pakistani company offering this software? This is 93.
  36. He says he wanted to come back and have something in Pakistan of a standard that Australia would hire. I just wanted to come back and have something in Pakistan which will be of the standard of Australia will hire us.
  37. He says he set out to start something that would become a global enterprise. Impulse was that I was start something which will ultimately become a global enterprise and that will offer global services
  38. He decided to pick up his family and come to Lahore. To with that in my mind, I decided to pick up my family and come to Lahore.
  39. He opened an office in DHA, Lahore. small office in DHA, Lahore. Phase one.
  40. He rented the smallest office he could find and hired three people. Aur ek office le liya, sabse chota. 8,000 kiraya tha uska. So office le liya, teen log rakh liye
  41. For a month after opening the office, he got no client calls. Mahina guzar gaya. Nothing. Not a single call. Nobody called.
  42. A request came for him to find people skilled in AS400, because people brought from the UK were not working out. Can you find some people for us uh, in AS400, kyunki hamare paas uh, hum log UK se laye the, lekin woh log kaam nahi kar rahe.
  43. He calls the request to find AS400 people his first break. So that was my first break.
  44. He signed a 40,000 pound contract on a napkin, with no paper. and there and then we signed a 40,000 pound contract on a napkin. They had no paper.
  45. The contract was to bring four people to Thailand for six months as consultants. To bring four people for six months to Thailand. Essentially as consultants from your company.
  46. He says NetSol's start came from that first contract, in 1997. That's how the life of NetSol started. Interesting. 1997.
  47. He approached a CIO based in Singapore for work. So Oin Backer was in Singapore as a CIO. He was the one who looked after. So I started approaching him uh, for work.
  48. He was then offered something in Taiwan. Kehta, I've got something for you in Taiwan.
  49. He says the Taiwan software work was NetSol's actual break. And that was the break, actual break, jisme software development humein pehli mili Taiwan ke liye aur usne mujhe di.
  50. The Taiwan work was for Mercedes-Benz Taiwan, which followed on from Mercedes-Benz Thailand. Now, Mercedes-Benz Taiwan. Yeh tha Mercedes-Benz Thailand. Right. That became Taiwan.
  51. He says the Thailand customer still uses his software 26 years later. woh customer Thailand wala. aaj bhi mera customer hai. 26 years down the track they still use my software.
  52. He says money was the last thing he asked about in deals with customers. the way I dealt with Morgan Backet and Mercedes Benz, money was the last thing I always asked.
  53. He estimated the work at about $300,000, based on the number of days and people. I said it's about $300,000. Number of days, number of people.
  54. He accepted $90,000 for the work and asked to keep the rights to the development. Give me $90,000 but do me one thing. Allow me to retain the rights of this development.
  55. He says that deal was the start of NetSol's own software product. Now that was the beginning of our own software, our own product.
  56. He says that five years later he had the complete life cycle of the transaction for that business. Five years down the track, I had the full package. Complete life cycle of the transaction mere paas aa gaya us pure business ki.
  57. He says NetSol is now the largest owner of a software in the world. Now we are the largest owner of a software in the world today.
  58. He says NetSol is one of only four providers that compete with each other in this software. Today we are one of the four providers, only four, jo compete karte hain aapas mein is software ki.
  59. He says NetSol sells its software for $10 million per license. My software I sell for $10 million per license.
  60. He says Mercedes-Benz paid NetSol $150 million for a license covering 12 countries. Mercedes Benz paid me abhi five years ago $150 million for 12 country license.
  61. He says he has received over a billion dollars from Mercedes-Benz alone over the last 26 years. So far I've heard over a billion dollar from Mercedes Benz alone. Last 26 years mein unse mil kar chuka hoon.
  62. He says NetSol's software is financial software, not automobile software. No. It's a financial software.
  63. He says his customers include motor vehicle finance companies such as Toyota, Hyundai, Ford, Fiat and Nissan. Sari motor vehicles finance company mere customers hain. From Toyota to Hyundai to Ford to Fiat to Nissan, you name it, Volvo, they all
  64. He says banks are among NetSol's customers. They are all my customers, the banks are my customer.
  65. He says NetSol has customers in India, Korea, Japan, Malaysia, Singapore, Indonesia, New Zealand and Australia. I have customers in India, Korea, Japan, Malaysia, Singapore, Indonesia, New Zealand, Australia.
  66. He describes NetSol as at an early stage and a startup at the moment. We are in a very early stages. We are a startup at the moment.
  67. He says NetSol's technical team is based entirely in Pakistan. So the technical team entirely is based out of Pakistan.
  68. He says the Pakistan team manages, develops and changes the software in-house. Yahan se pura software manage hota hai, develop hota hai, in-house hota hai.
  69. He says NetSol has hired 50 Chinese developers to build software in China for the Chinese market. I just hired 50 Chinese developers to develop in China for the Chinese market.
  70. He expects the China team to grow to about 500 people in two or three years. Abhi 50 log hain, I think it will be 500 people in next two, three years.
  71. He says NetSol develops software in Karachi, Lahore and Islamabad, and has taken an office in Faisalabad. Ab Pakistan mein bhi we are in Karachi development, in Lahore, Islamabad mein develop kar rahe hain, Faisalabad mein bhi office le liya hai maine.
  72. He says NetSol employs people of 20 nationalities. We have 20 nationalities working for us.
  73. He says NetSol was trading on NASDAQ. We are trading in NASDAQ then. Oh wow.
  74. He says NetSol has been listed for more than 20 years. We are 20 years listed, more than 20 years now listed.
  75. He says a US company owns 67% of the Pakistan company, following a reverse merger done at that time. US company owns 67% of Pakistan company. Okay. Us waqt humne reverse merger kar diya tha.
  76. The Pakistan company listed in Karachi and floated 35% of its shares. Then we got listed in Karachi toh humne 35% float kar diya Karachi market mein.
  77. He says the reason to list was to be seen as a big company that could deal with big customers. the idea was to be seen as a big company. Right. So when you're listed, uh you can deal with the big customers.
  78. He says that as a public company, sometimes you have to act because quarter after quarter keeps arriving. As a public company, sometimes you have to go because quarters pe quarter aa rahe hain
  79. He says Pakistan's IT schools are schools of the 1980s. About 20 years. Okay. Uski wajah yeh hai ke hamare IT schools are 80s ke school hain hamare.
  80. He says Pakistan had no IT school in the 1970s, while India had IT schools from the 1950s. Uh we had no IT school in 70s. No IT school at all. India on the other hand had IT schools since 50s.
  81. He says Pakistan's IT industry is no longer going to be only a support function. Pakistan IT industry is now at a base where we are not going to be the support.
  82. He says that when he started he had no people, so he hired and trained them himself. Jab maine din shuru kiya toh log nahi the. So I hired and started training myself.
  83. He says that when he hires 50 people, 20 leave and 30 stay with him. 50 log hire karta hoon, 20 chale jate hain, lekin 30 mere paas aa jate hain.
  84. He says the message to give should be that we have the people. Don't give that message for God's sake. Tell them we have the people, yaar.
  85. He says it is easy to make money but very difficult to build institutions. it's easy to make money, you can make a lot of money. It's very difficult to build institutions.
  86. He says that at every tier there are professionals, and they are not family. But there are professionals involved. At every tier, we have professionals, at every tier, and they are not family.
  87. He says that in 10, 15, 20 or 30 years, this company will, God willing, be one of the main IT companies of Pakistan. in 10 years, 15 years, 20 years, 30 years, this company, InshaAllah, will be one of the main IT company of Pakistan.
  88. He says he wants his children to stay because he believes the country is going to be a tremendous one. My children will be here. I want my children to stay here because I believe this is going to be a tremendous country.
  89. He says he made decisions on impulse and gut feeling throughout his life. all my life I took decision on my impulse, on my gut.
  90. He describes himself as the least of planners, and says his past decisions were impulsive. I'm not a planner. I'm the least of a planner. If you see my past till then, all was on impulse.
  91. He says he will never hide and will not lie. I will never hide. I will not lie.
  92. He says the IT industry is free of the economic issues that affect other industries. IT industry is one industry which is uh free of these uh uh kehte hain na issues.
  93. He says he charges global rates, not Pakistani or Indian rates. I charge them global rates. I don't charge them Pakistani rates. I don't charge them Indian rates.
  94. Salim Ghauri is the founder of NetSol. Season Finale With Founder NetSol Salim Ghauri
  95. Ghauri has said he lived in Australia for about 10 years before moving to Pakistan. I was Australia before coming to Pakistan. 10 years of Australia lived a very good time
  96. He has said he was blessed to come to Pakistan and build something there, and that Pakistan has given him so much. I was blessed to come to Pakistan and built at shol. Pakistan has given me so much.
  97. Ghauri has said he has worked for about 45 years. jo mainne chaalis mein pitaalis saal aur 45 years of work.
  98. He has said he was making money and living a good life, but that nothing was happening around him. I was making money and living a good life but there was nothing happening around me.
  99. Ghauri has said he changed companies when he was young because he thought he should go to a better place. when I was young I have changed companies because I you know I thought I should go to better place.
  100. He has said that when the market crashed, they were desperate for work. jab market crash ho chuki thi and we were desperate for work, we were desperate for all.
  101. He has said he took a team of three people to Australia after borrowing money. Anyway, back borrow karke I took a team of 3 people to Australia.
  102. He has said the team stayed a week in a hotel and gave the full presentation. And we stayed in a hotel stay there for a week and we did all the presentation
  103. He has said that within five days they received an email saying they were not selected. And within 5 days we got a email ki that we were not selected as a rental.
  104. Ghauri has said he has seen a share of his firm's rejections. So yes, I have seen share of our rejections.
  105. He has said they lose good people. Haalaanki we lose good people
  106. Ghauri has said people call him SG. everybody called me SG.
  107. He has said that the competition is with him, not with his customer. So that's your competition with me not with my customer you can't take my business.
  108. Ghauri has said he was an ordinary student. I was very ordinary student not by he is very smart but I was not.
  109. He has said he would look for an environment in which his mind works. What I need ki mera dimaag chale, my mind work, uske lie environment I will look for mere lie.
  110. Ghauri has said talented people can come from any school. They could be from any school at all. I have seen hamaare paas.
  111. Ghauri has said most of the education passed to the young generation is not going to be relevant. Most of it what we parting as education to the generation is not going to be relevant.
  112. Ghauri has said he does not believe in AGI. I personally do not believe in AGI.
  113. Ghauri has said he is scared of AI. I am totally scared with AI.
  114. He has said we are handing over all our stuff to AI and will regret it in ten years. we are handing over all our stuff to AI and in 10 years time we will regret it.
  115. He has said that in ten years there will be very few jobs left and machines will be doing the work. in 10 years from now they will be very few jobs left and machines will be doing job.
  116. Ghauri has said he asks mentees whether they want to be a job taker or a job creator. yaar do you want to be a job taker or job creator?
  117. Ghauri has said he believes mentoring people is a responsibility. always mentoring you know. To I believe ki that's responsibility.
  118. He has said he does not get offended and sometimes likes it, because a discussion starts. I don't get offended and in fact I like sometimes usse discussion shuroo ho jaati hai
  119. He has said it is ignorance on their part not to understand what exactly he is trying to do. This is their in ignorance not to understand what exactly I am trying to do.
  120. Ghauri has said he keeps doing what he does even though not everyone likes it. not many people like me what I do, but I still do it.
  121. Ghauri has said he does not stop his freedom because of what people think. So I do not stop my freedom because what people think I don't know that.
  122. Ghauri has said he finds happiness in small things. I am happy with small things. Small things.
  123. He has said he goes to a farm and plants something there. Main farm par chala jaata hoon. Ab na dekhoge main kuchh laga jaata hoon vahaan par.
  124. Ghauri has said he does not believe he is capable of where he is. Because I don't believe I am capable of where I am.
  125. Ghauri has said he calls what he has been given, not achieved, because he never believed he was capable of achieving it. I call it given not achieved because as I said earlier it's affection I am not I never believe I am capable of achieving. So it's given to me.
  126. Ghauri has said he asks how he can make sure others benefit from what he has been given. How do I make sure that people get the benefit of what I am given?
  127. He has said the loss falls on the family, which is why he tells people not to carry overly ambitious ambitions. Lekin uska nuksaam family ko hi hota hai. This is why I tell people ki do zyaada ambitious ambitions na leke chalo.
  128. Ghauri has said people should cut down their wishes so they do not become unhappy. Don't down your wishes, cut down your wishes because you will not be happy.
  129. Ghauri has said the real question is whether a person's own life was good, not whether they are remembered. Issue yah nahin hai. Issue yah hai ki kya aapki life within thik thi?
  130. Ghauri has said his legacy is the work and mistakes he can pass on so that others do better. So what the work I have done and mistakes I have made, can I, can they be passed people so they can do better than I did?
  131. Ghauri has said making money is important and people should not feel guilty about it. Do make money, don't feel guilty about making money.
  132. Ghauri has said people should always question how they use the money they make. Make money but how do you use that money always question yourself.
  133. Ghauri has said women should be on a par with men and work side by side with them. So women has to be as par with men and they have to work side by side with them
  134. Ghauri has described himself as very chill and not serious. I am very chill, relax, if I am not you know anything serious, I am not very serious at all.
  135. Ghauri has said he likes ghazal music. I like music I like gajal. I am very gajal type person.
  136. Ghauri has said he likes jazz. I like jazz. I like that too.
  137. Ghauri has said he goes to the gym in the morning to release negative energy. main gym subah kar leta hoon iski vajah yah hai ki mera saara negative energy nikal jaati hai morning mein.
  138. Ghauri has said he walks up to his third-floor office instead of taking the lift. Where I office third floor par. I don't take lift. I just walk space every time.
  139. Ghauri has said the purpose of the gym is to be healthy and have energy. Healthy. You have energy. You have ability to do things jo aap normally nahin kar sakte.
  140. Ghauri has said he counts being able to go to the gym, walk and lift weights as a blessing. I can go to gym, I can you know move my hands, I can you know lift weight, I can you know walk, I can bike. Isse badi blessing kya hai?
  141. Ghauri has said the earlier one starts the gym the better, but one should not overdo it. The earlier you start going to gym better but again do not over do your body.
  142. Ghauri has said he decided to look different and dress better so people would be pleased to see him. I need to look different, I need to look little better people should be pleased to see me
  143. Ghauri has said that while building something, people forget themselves. To aap apna bhool jaate hain. You forget yourself.
  144. Ghauri has said he hopes people do better than he did, because Pakistan needs it. I am looking forward to people doing better than what I have done because this is what Pakistan needs.
  145. He has said that when he meets certain people his eyes light up, because he sees the future of Pakistan. For me when I meet somebody like aashishvaan my eyes go lit up because the I see future of Pakistan.
  146. He has said more money will be poured into technology, because people want to move to the tools. kyonki people want to move to the tools. So there will be more money we poured in technology to get the tools.
  147. Ghauri has said it is important that people remember you with a smile. It does it's very important that people remember you with a smile
  148. He has said people get together around him wherever he goes, and they sit just like family. wherever I go they get together around me and they sit I mean we just like family.
  149. Ghauri has said he joined social media in 2009. main do hazaar nau mein social media par aa gaya tha
  150. Ghauri has said that what he did not get was better for him. jo chiz mujhe nahin mili, vo meri lie behtar thi.
  151. Ghauri has said he does not give up easily and takes what he starts through to the end. I didn't I don't give up easily. I just if I start something I will take it to end.
  152. Ghauri has said he accepts his failures and does not blame others for his mistakes. I never blame others with my policies and my mistakes.
  153. Ghauri has said past difficulties were the reason he is where he is today. But even those difficulties were the reason I am here.
  154. Ghauri has said believing that getting one thing will complete your life is not true. We really care ki yaar mujhe mil jae to meri zindagi mil jaegi. That's not true.
  155. Ghauri has said he has done his part for Pakistan. I have done my bit for Pakistan.